:root{--ink:#14181C;--ink-soft:#3A4149;--bg:#F4F6F8;--paper:#fff;--accent:#E85D25;--accent-dark:#C2481A;--accent-soft:#FDE6D9;--marine:#1B3A5C;--marine-deep:#122741;--steel:#6B7580;--steel-light:#D6DBE0;--success:#2F7D5E;--danger:#B3261E}
*{box-sizing:border-box;margin:0;padding:0}
body{font-family:'Inter',system-ui,sans-serif;background:var(--bg);color:var(--ink);line-height:1.6}
h1,h2,h3{font-family:'Barlow Condensed',sans-serif;text-transform:uppercase;letter-spacing:.02em;line-height:1.1}
a{color:var(--marine)}
.wrap{max-width:960px;margin:0 auto;padding:0 16px}
.site-head{background:var(--marine-deep);color:#fff}
.site-head .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;padding-top:12px;padding-bottom:12px;flex-wrap:wrap}
.site-head img{height:48px;width:auto;display:block;background:#fff;border-radius:6px;padding:4px}
.site-head nav{display:flex;gap:18px;flex-wrap:wrap;font-size:14px;font-weight:600}
.site-head nav a{color:#fff;text-decoration:none}
.site-head nav a:hover{color:var(--accent-soft)}
.page-hero{background:var(--marine);color:#fff;padding:40px 0}
.page-hero h1{font-size:clamp(32px,6vw,52px)}
.page-hero p{margin-top:8px;color:#d6e0ea;max-width:60ch}
main{padding:32px 0 56px}
.card{background:var(--paper);border:1px solid var(--steel-light);border-radius:10px;padding:24px;margin-bottom:20px}
label{display:block;font-weight:600;font-size:14px;margin-bottom:4px}
input,textarea{width:100%;font:inherit;padding:11px 12px;border:1px solid var(--steel-light);border-radius:6px;background:#fff;color:var(--ink)}
input:focus,textarea:focus{outline:3px solid var(--accent-soft);border-color:var(--accent)}
textarea{min-height:130px;resize:vertical}
.field{margin-bottom:16px}
.row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
@media(max-width:600px){.row{grid-template-columns:1fr}}
.btn{display:inline-block;background:var(--accent);color:#fff;border:0;border-radius:6px;padding:12px 24px;font:inherit;font-weight:700;cursor:pointer;text-decoration:none;box-shadow:0 4px 0 var(--accent-dark)}
.btn:disabled{opacity:.6;cursor:wait}
.msg{padding:12px 14px;border-radius:6px;margin-top:16px;display:none;font-size:14px}
.msg.ok{background:#E6F4EC;color:#1d5b40;display:block}
.msg.err{background:#FDECEA;color:var(--danger);display:block}
.hp{position:absolute;left:-9999px;height:0;overflow:hidden}
.steps{list-style:none;margin:20px 0 4px;display:grid;gap:0}
.steps li{display:flex;gap:14px;align-items:flex-start;position:relative;padding-bottom:22px}
.steps li:last-child{padding-bottom:0}
.steps li::before{content:"";position:absolute;left:13px;top:28px;bottom:0;width:2px;background:var(--steel-light)}
.steps li:last-child::before{display:none}
.dot{flex:0 0 28px;height:28px;border-radius:50%;background:var(--steel-light);color:#fff;display:grid;place-items:center;font-size:13px;font-weight:700}
.steps li.done .dot{background:var(--success)}
.steps li.current .dot{background:var(--accent);box-shadow:0 0 0 4px var(--accent-soft)}
.steps li.current strong{color:var(--accent-dark)}
.steps li:not(.done):not(.current){color:var(--steel)}
.meta{display:grid;grid-template-columns:130px 1fr;gap:6px 12px;font-size:14px;margin-bottom:8px}
.meta dt{color:var(--steel);font-weight:600}
.draft-banner{background:#FFF4CC;border:1px solid #E6C84A;color:#5a4800;padding:12px 16px;border-radius:8px;margin-bottom:20px;font-size:14px}
.legal h2{font-size:24px;margin:26px 0 8px;color:var(--marine)}
.legal p,.legal li{margin-bottom:10px;font-size:15px}
.legal ul{padding-left:22px}
.confirm{background:#FFF4CC;padding:0 4px;border-radius:3px}
.site-foot{background:var(--marine-deep);color:#c9d3dd;padding:24px 0;font-size:13px}
.site-foot a{color:#fff}
.site-foot .wrap{display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap}

.tick{list-style:none}
.tick li{padding-left:26px;position:relative;margin-bottom:8px}
.tick li::before{content:"\2713";position:absolute;left:0;color:var(--success);font-weight:700}
.faq{border-top:1px solid var(--steel-light);padding:12px 0}
.faq summary{font-weight:600;cursor:pointer}
.faq p{margin-top:8px;color:var(--ink-soft)}
.card p+p{margin-top:0}